Heintz Toyota Scion

1234 Raintree Road
Mankato, MN 56001
Phone: 507-387-1148
Fax: 507-387-1611

Heintz Scion -

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Finance

		Finance Rates
		60 Months
		Zone 1+ (FICO 720+)       4.25%
		Zone 1 (FICO 719-690)     4.35%
		Zone 2 (FICO 689-670)     6.65%
		Zone 3 (FICO 669-650)     9.60%
		Zone 4 (FICO 649-630)   12.05%
		Zone 5 (FICO 629-610)   14.20%
		Zone 6 (FICO 609-580)   17.30%
		Zone 7 (FICO 579-520)   18.00%
		63 Months
		Zone 1+ (FICO 720+)      4.25%
		Zone 1 (FICO 719-690)    4.35%
		Zone 2 (FICO 689-670)    6.65%
		Zone 3 (FICO 669-650)    9.60%
		Zone 4 (FICO 649-630)   12.30%
		Zone 5 (FICO 629-610)   14.45%
		Zone 6 (FICO 609-580)   17.55%
		Zone 7 (FICO 579-520)   18.00%
		66 Months
		Zone 1+ (FICO 720+)      4.55%
		Zone 1 (FICO 719-690)    5.40%
		Zone 2 (FICO 669-650)    7.10%
		Zone 3 (FICO 649-630)   10.45%
		Zone 4 (FICO 629-610)   12.55%
		Zone 5 (FICO 609-580)   14.85%
		Zone 6 (FICO 609-580)   17.80%
		Zone 7 (FICO 579-520)   18.00%
		72 Months
		Zone 1+ (FICO 720+)     4.65%
		Zone 1 (FICO 719-690)   5.85%
		Zone 2 (FICO 689-670)   7.60%
		Zone 3 (FICO 669-650)  10.95%
		Zone 4 (FICO 649-630)  13.05%
		Zone 5 (FICO 629-610)  15.60%
		Zone 6 (FICO 609-580)  18.00%
		Zone 7 (FICO 579-520)  18.00%
		75 Months
		Zone 1+ (FICO 720+)     5.15%
		Zone 1 (FICO 719-690)   6.35%
		Zone 2 (FICO 689-670)   8.10%
		Zone 3 (FICO 669-650)  11.45%
		Zone 4 (FICO 649-630)  13.55%
		Zone 5 (FICO 629-610)  16.10%
		Zone 6 (FICO 609-580)  18.00%
		Zone 7 (FICO 579-520)  18.00%
		84 Months
		Zone 1+ (FICO 720+)     5.90%
		Zone 1 (FICO 719-690)   7.10%
		Zone 2 (FICO 689-670)     N/A
		Zone 3 (FICO 669-650)     N/A
		Zone 4 (FICO 649-630)     N/A
		Zone 5 (FICO 629-610)     N/A
		Zone 6 (FICO 609-580)     N/A
		Zone 7 (FICO 579-520)     N/A
		Lease Factors                    up to 60 months
		Zone 1+ (FICO 720+)       0.00285
		Zone 1  (FICO 719-690)    0.00295
		Zone 2  (FICO 689-670)    0.00340
		Zone 3  (FICO 669-650)    0.00410
		Zone 4  (FICO 649-630)    0.00460
		Zone 5  (FICO 629-610)    0.00540
		Zone 6  (FICO 609-580)    0.00600
		Zone 7  (FICO 579-520)    0.00720
		Available with approved credit
		Toyota Extra Care Platinum Protection-$0 Deductible
		xA, xB and xD
		3yr/50k-$900
		4yr/65k-$925
		5yr/60k-$950
		6yr/75k-$1000
		6yr/100k-$1200
		7yr/75k-$1075
		7yr/100k-$1300
		tC
		3yr/50k-$1000
		4yr/65k-$1050
		5yr/60k-$1050
		6yr/75k-$1125
		6yr/100k-$1350
		7yr/75k-$1200
		7yr/100k-$1475
		Other Products
		Guaranteed Auto Protection (GAP)
		1-48 Months-  $595
		49-60 Months-$720
		61-84 Months-$795
		Perma-Plate Paintguard/Fiberguard/Leatherguard
		$599.00 plus tax

 

*Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.

APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.

Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.

The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.

Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details